29. James has two children, Jack (age 17) and Diane (age 16). James contributed $20,000 to an UTMA account for Jack five years ago. He contributed $22,000 into an UTMA account for Diane four years ago. James now feels that Jack is not very responsible, so James asks his registered representative, Manny, to move the funds out of Jack’s UTMA account into Diane’s UTMA account. What action should Manny take regarding this request?