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The process of filing your tax return can be confusing and stressful, because the tax laws become more complex each year. Even if you use tax software, the preparation of your taxes is a time-consuming task, and educating yourself about tax issues can be overwhelming. To......

Albert Einstein said this about compound interest: “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” Understanding some key points about the time value of money will help you with the financial......

Setting up a trust can help individuals direct assets to their heirs and minimize the tax impact of owning and transferring these assets. Here are five reasons why setting up a trust can benefit heirs: 1) Trusts are managed by fiduciaries A fiduciary is someone who is......

Variable annuities (VAs) are an attractive investment, because they offer the ability to invest on a tax-deferred basis, and provide a stream of income that can last a lifetime. VAs, however, can be complex, so all investors should learn the pros and cons of owning......

Mutual funds are a convenient way for investors to purchase a broad portfolio of stocks and bonds with a low initial investment requirement; mutual funds give investors access to high-quality money managers. The costs related to buying and holding a mutual fund can be difficult......